Business apps
Frappe Lending
Loan management on an open stack
Typically replaces
Spreadsheet loan registers, standalone lending software reconciled by hand
Frappe Lending manages the full loan lifecycle: application, sanction, disbursement, repayment schedule, interest accrual and closure. It sits on the same stack as ERPNext, so the loan ledger and the general ledger are one system rather than two that have to be reconciled at month end.
Key capabilities
- Loan products with configurable interest, tenure and penalty rules
- Application, sanction and disbursement workflow with approvals
- Repayment schedules with automatic interest accrual
- Part-payment, foreclosure and restructuring handling
- Security and collateral registers against each loan
- Borrower statements and outstanding reports
- Write-off and provisioning entries posted to accounts
- Integration with ERPNext accounting for a single ledger
Best for
- NBFCs and cooperative credit societies on spreadsheets today
- Businesses running employee or dealer loan books alongside operations
- Lenders whose loan ledger and accounting ledger disagree at month end
More Frappe products
Others in the suite
Questions
Frequently asked questions
No. It is a loan management system, not core banking. It suits NBFCs, cooperative societies and businesses running internal loan books — not a scheduled bank.
That is the point of it. Disbursements, accruals and write-offs post into the same general ledger, so there is no month-end reconciliation between two systems.
Considering Frappe Lending?
Tell us how you run today. We'll tell you honestly whether that needs a new system, a change to what you have, or neither.